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According to estimates from the Insurance Research Council (IRC), California has the second-highest percentage of uninsured drivers in the nation. Make sure you are sitting before you read this: 25% of California motorists are not insured! The only state which can claim a higher rate is Mississippi, which has a 26% rate of uninsured motorists. Alabama was tied with CA at 25%. These numbers, of course, translate to 1 in 4 drivers. For the responsible insured driver, this represents a serious risk. If you are involved in an accident with another driver, there is a 1 in 4 chance that he or she will not be carrying insurance.
